USD Loans


Build your dream home today!

Your first choice in financing your dream home.


As we are not a bank, ZHL is able to offer more dynamic solutions that are tailor made to your needs

ZHL is very excited to now be able to offer USD based loans to Zambians.

How can we help you?


  • Are you living and working in Zambia whilst earning USD?
  • If so, you may be concerned about the volatile currency movements and how this impacts your monthly expenditure.
  • ZHL now offers an exciting new USD based loan that enables you to benchmark your income against your loan in USD.
  • Call us today to find out more details about this exciting opportunity.




How to apply

To borrow from ZHL you must:

  • Own a stand with title in a family members name.

  • Be able to demonstrate consistent monthly income.

  • Earn more than K6,600 per month.

  • Want to achieve your dreams.

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Monthly Installment:

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With over 5 years of experience we’ll ensure you get the best guidance